About Us

Prefera Finance is a Canadian-owned, national finance company that specializes in providing unique finance solutions to Canadians. We work with our partners and customers to understand their needs and provide solutions that fit. These solutions include providing flexible, innovative financing programs for recreational products such as motorcycles, boats, trailers, snowmobiles and many more. Prefera also provides leading-edge point of sale solutions for automotive repairs.

Recreational Finance

Your recreational time shouldn’t be put on hold because the bank won’t give you financing. Prefera is here to help you acquire the recreational vehicle products you want. At Prefera, while we specialize in approvals for "Good People with Blemished Credit", we have competitive offerings for everyone, with a simpler process and more flexible terms than your bank. Our easy application process, fast loan approvals and low monthly payments are designed to help you achieve your dream recreational vehicle purchase. At Prefera we offer financing solutions that allow you to start doing, instead of just dreaming. Interested in learning more? Visit one our of trusted dealer partners, or start the application process today.

Repair Financing

Your car is a crucial part of your life. You require it to go to work, to take your kids to hockey practice, or to take that special someone out for a special night. But what happens when your vehicle isn’t up to the challenges of daily life and your vehicle repair bills start to add up?

Traditionally, there were only two ways to pay for an auto repair; an upfront payment in full, or a credit card transaction. What if you don’t have thousands saved up in your account for these unexpected costs? What if you have utilized your entire credit limit already? Don’t put off necessary repairs because it costs too much! Your car’s health and your safety are paramount.

Prefera Finance now offers a third, much more budget-friendly solution. For a low monthly cost, Prefera will pay the repairs for your entire bill, up front, so you can pay small, affordable monthly payments that fit within your budget. The application process is easy, and can be processed and completed within a few minutes, allowing you to get back on the road and back to what is really important in life.

Need repairs now? Apply below to get the process started.